CALCULATORS

FIND OUT HOW MUCH YOU CAN AFFORD

The following online calculators serve as helpful tools during the mortgage process.

Payment / Amortization Calculator

Calculate your monthly payment and see how the principal is paid over time.

Rent vs Own Calculator

Calculate the difference between renting and buying a home.

Annual Percentage Rate Calculator

Calculate the APR for fixed-rate or adjustable-rate loans.

Debt Consolidation Calculator

Determine if you can consolidate your debt by combining it with your home mortgage.

Prepayment Savings Calculator

Find out how soon you can pay off your mortgage by making a prepayment.

Early Payoff Calculator

Determine the additional monthly payment amount needed to pay off the loan sooner.

Refinance Break-Even Point Calculator

Find out how long it will take to "break-even" on a refinanced loan.

Tax Savings Calculator

Determine the estimated tax savings with a new loan.

NMLS # 402231 | FAIR HOUSING LENDER | PRIVACY POLICY

All mortgage programs may be subject to change without notice, and are offered on approved credit. All offers of credit + conditions required will be issued in writing upon approval. Federally Insured by the NCUA.

Spirit of Alaska Federal Credit Union does not discriminate based on race, color, religion, national origin, sex, disability or familial status.

See our Poducts & Programs at

https://spiritofak.com/real-estate-loans

Call Mortgage Loans at 907-459-5974